For investors
8% annual yield.Secured by real assets.
Invest in short-term, senior-secured loans to experienced real estate developers, financing land acquisition, licensing and pre-construction projects in Portugal.
Illustrative investment
€250,000
Annual interest
€20,000
at 8%
Quarterly payment
€5,000
paid to your account
Monthly equivalent
€1,667
for comparison only
Illustrative only. Not a payment schedule or guarantee. Actual distributions, fees and repayment rights depend on final facility terms. Capital is at risk.
8%
annual interest
Senior-secured
real estate collateral
6 – 24 months
typical loan term
Portugal
residential focus
The opportunity
Portugal needs more homes.Developers need capital.
Portugal has a significant housing shortage. Strong demand, limited new supply and planning complexity prevent many viable projects from reaching construction. We provide the capital for the critical early stages where experienced developers need funding before banks step in.
~300,000
homes missing in Portugal
Estimated housing construction shortfall relative to household growth over the past decade.
Source: Banco de Portugal, 2026 reporting on the housing construction gap.
Our approach
We finance whatbanks don't – yet.
We provide short-term, senior-secured loans to experienced developers, filling the gap between land acquisition, licensing, and bank construction financing.
Experienced developers
We work with established developers with a proven track record in residential projects.
Strong security
Loans are secured on high-quality real estate assets, with first-ranking mortgages — and Verde invests its own capital in every facility.
Disciplined underwriting
Independent valuations, local market expertise and clear exit routes.
The development journey
We finance the criticalearly stages.
1Land acquisition
Finance the purchase of pre-development land with strong fundamentals.
2Licensing
Fund planning, permits and related costs to de-risk the project and increase its value.
3Pre-construction bridge
Provide capital until bank construction finance is available or the project is sold.
4Bank financing or sale
Repayment of the loan, typically within 6 – 24 months.
Returns and terms
A clear,predictable return.
We target an 8% annual interest rate, with typical loan terms of 6 – 24 months. Returns are generated from senior-secured, short-term loans backed by real estate collateral.
Investor conversation
Let's discussyour investment.
Schedule a call with our investor relations team to discuss the strategy, current pipeline and terms.
Verde Capital investor relations
One direct line. No call centres.
Frequently asked questions
Key questions, clear answers.
Request investor information