About Verde Capital
About
Verde Capital is led by an experienced team with deep real estate and finance expertise in Portugal and internationally. We combine local market knowledge with AI to underwrite opportunities more efficiently — while maintaining a disciplined, hands-on approach.
Why Verde Capital exists
The gap between the land and the loan.
Every experienced developer knows the period where good projects require capital but traditional bank financing is not yet available — land acquired, licensing underway, pre-sales building.
Verde Capital exists to finance that period. Short-term senior facilities of €1–5M, designed around the developer's journey, delivered by AI and judged by experienced underwriters.
We know that position first-hand — we've been there ourselves: acquiring land, moving projects through licensing, and waiting to close the financing gap to a bank loan.
How we work
AI-enabled
AI and modern tooling organise information and accelerate underwriting.
Expert-underwritten
Experienced humans and local specialists make the credit decisions.
Local
One market, understood deeply: Portugal.
Long-term
Facilities that grow with a developer's pipeline, project by project.
How we decide
Three layers behindevery credit decision.
No decision is made by a model alone — and none is made without one.
Verde — our AI underwriter
Organises information, analyses planning, comparables and market data, and builds each case for review.
An internal credit team
Experienced professionals assess structure, risk and terms — and make every final decision.
A verified expert network
Local planning, legal, technical, valuation and market specialists ground each decision in the places where projects get built.
Verde Capital in brief
The facts:
Who we are, what we lend and on what terms — stated once, clearly.
Portugal focus
Verde Capital underwrites in Portugal, for Portugal. Local planning knowledge, local market data and the Verde Capital Expert Network keep every decision grounded in the places where projects actually get built.
Long-term vision
Start with one €1–5M facility. Build repeat projects, developer relationships, and larger multi-project facilities over time. Capital for a better built world.